Modern Financial Wellness isn’t just about dollars and cents—it’s about how we think and feel about money, the decisions we make, and the deeper forces that influence our financial wellbeing. Hosted by financial planner Jim Grace, CFP®, this podcast gives you insights into the psychology of money, exploring the emotions, habits, and experiences that shape the way we approach our finances.

In today’s world, financial advice is everywhere, but most of it focuses on the technical aspects—how to save for retirement, invest wisely, and minimize taxes. While those topics are important, they’re only part of the picture. The real challenge isn’t just knowing what to do with your money, but understanding why you make the choices you do and how those decisions impact your overall wellbeing. Modern Financial Wellness is dedicated to exploring the human side of personal finance—the fears, anxieties, and personal histories that influence our financial decisions, sometimes more than logic and numbers ever could.

Jim has spent years helping clients navigate their financial lives. Through these experiences, he’s seen firsthand how emotions, upbringing, and past experiences drive financial behaviors. Why do some people feel guilt when spending money, even when they can afford it? Why do others struggle with saving, even when they know it’s important? Why do we sometimes make irrational choices, even when we know better? The answers to these questions often lie beyond spreadsheets and investment strategies—in our personal stories, beliefs, and behaviors.

Releasing every two weeks, each episode of Modern Financial Wellness explores these deeper topics, offering conversations with experts, real-world insights, and thought-provoking discussions to help you better understand yourself and your relationship with money. You’ll hear from psychologists, behavioral finance experts, and everyday people who have experienced financial challenges and breakthroughs.